Buy & Pay Halal (english)
Buying the Halal Way
When purchasing online, we encourage buyers to follow the halal way of payment. This means:
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Only use money that you actually own.
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Avoid buying “on credit” in a way that relies on interest-bearing debt (riba).
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Using a debit card, PayPal balance, or a credit card that you always pay off in full (without interest) is considered permissible by trustworthy scholars.
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The responsibility lies with the buyer to ensure they are not involved in riba.
What This Means for Min Sakinah
My store operates through Fourthwall. This is not dropshipping: I am not selling physical products myself. Instead, I provide my original designs, and my income comes solely from my creative work.
Here is how it works, based on official Fourthwall Support statements (August 23, 2025):
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I am the seller of record. Customers purchase directly from my store.
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Fourthwall facilitates payment, fulfillment, and support. In this role, Fourthwall acts as the Merchant of Record, handling payment, taxes, production, and fulfillment on my behalf.
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Ownership transfers to the customer once checkout is complete.
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Fourthwall processes payments and fronts production costs. These costs are deducted before my profit is paid out.
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I retain full rights to my artwork. Fourthwall does not own the physical products.
Essentially, I provide the creative content, and Fourthwall manages the fulfillment, production, and product side of things.
This ensures that my income is not from selling the products themselves, but only from the designs I create.
Difference to Dropshipping
Unlike dropshipping, where a seller acts as a middleman without owning the product, Min Sakinah does not sell physical stock. My role is purely creative. Fourthwall, as a platform, handles everything related to physical goods.
Sources & References
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Al-Albānī, al-Masā’il al-Jāhiliyyah, fatāwā on riba and transactions
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Ibn ʿUthaymīn, Fatāwā on credit card use (conditions for permissibility)
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Permanent Committee for Scholarly Research and Ifta (Saudi Arabia), rulings on buying/selling with existing money vs. on credit
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Fourthwall Support (emails, August 23, 2025)